EKSISTENSI LEMBAGA ALTERNATIF PRNYELESAIAN SENGKETA PERBANKAN INDONESIA

  • Syarifah Baagil Program Studi Magister Hukum UNPAD
  • Renny Supriyatni Fakultas Hukum Universitas Padjadjaran
  • Helza Nova Lita Fakultas Hukum Universitas Padjadjaran

Abstract

ABSTRACT

 

Every type of dispute that occurs always demands a quick solution and settlement. Currently, dispute resolution outside the court (non litigation) is through alternative dispute resolution. Business activities in Syariah banking, where the number of transaction are quite large, maybe even hundreds per day, is one of the causes of problems and the occurrence of disputes (dispute/difference) between thw parties involved and it is impossible to avoid, including in Islamic banking activies based on regulations. Financial Services Authority Number 61 of 2020. This study aims to seek and find alternatives and take an inventory of effective out of court dispute resolution institutions in Islamic banking in Indonesia.

The research approach method begins with an analytical descriptive approach, namely describing systematically, factually and accurately, all facts and problems being studied associated with legal theories and practices. Furthermore, the data obtained were analyzed juridically qualitatively.

The results of the study found and made an inventory that alternative institutions in the settlement of Islamic banking disputes outside the courts in Indonesia, more often use mediation as a final way of resolving disputes. Judged to be faster in resolving a case, LAPSPI also has other alternatives in resolving disputes, such as adjudication and arbitration.

Suggestions, in order to optimize the prospects and existence of dispute resolution institutions outside the trial, LAPSPI should do more activities to provide knowledge about how the dispute resolution process outside the court through LAPSPI, because it is considered that the general public does not know about LAPSI products, also with limited location distances. , LAPSPI is better off opening many branch offices in each city because the settlement of disputes outside the court has proven to be beneficial for the disputing parties.

 

References

DAFTAR PUSTAKA
Buku
Anshori Abdul Ghofur, (2009), Perbankan Syariah di Indonesia, Gadjah Mada University Press, Yogyakarta
Suparman, E. (2006), Pilihan Forum Arbitrase dalam Sengketa Komersial Untuk Penegakan Keadilan, PT.Tatanusa, Jakarta
Adolf, H. (1993), “Arbitrase Komersial Internasional”, Edisi Revisi, Rajawali Pers, Jakarta
Sembiring Jimmy Joses, (2011), Cara Menyelesaikan Sengketa di Luar Pengadilan: Negosiasi, Mediasi, Konsiliasi & Arbitrase,Transmedia Pustaka, Jakarta
Marwan, M. & Jimmy, P., (2009), Kamus Hukum (Dictionary of Law Complete Edition), Reality Publisher, Surabaya
Usman, Rachmadi. (2012). Aspek Hukum Perbankan Syariah di Indonesia, Sinar Grafika, Jakarta
Rahmat Rosyadi dan Ngatino, (2002). Arbitrase Dalam Persfektif Islam Dan Hukum Positif, CBA, Bandung
Bachro, R. S., (2010). Sistem Bagi Hasil Dgn Mekanisme Pembagian Untung Rugi (Profit and Loss Sharing Mechanism) Dpt Memberi Keadilan bagi Nasabah & Bank Syariah, Unpad Press, Bandung.
___________________at.al, (2015), Model Penyelesaian Sengketa Perbankan Syariah Melalui mediasi Syariah Di Luar Pengadilan, FH-DRPM Unpad, Bandung
Abbas Syahriza, (2012), Mediasi Dalam Hukum Syariah, Hukum Adat, dan Hukum Nasional, Cetakan Kedua, Kencana, Jakarta
Suharto dan T. Iryaanto, (1999). Kamus Bahasa Indonesia Terbaru, Indah, Surabaya.
Soekanto Soerjono, (2006), Pengantar Penelitian Hukum, Penerbit UI-Press, Jakarta
Suyud, M. (2000), “ADR Dan Arbitrase”, Ghalia Indonesia, Jakarta, hlm.36.
Puspa Yan Pramudia, (1977), Kamus Hukum edisi Lengkap, Aneka, Semarang

Jurnal
Afriana, A. (2020). Kedudukan Dan Tanggung Jawab Notaris Sebagai Pihak Dalam Penyelesaian Sengketa Perdata Di Indonesia Terkait Akta Yang Dibuatnya. Jurnal Poros Hukum Padjadjaran, Jurnal Poros Hukum Padjadjaran, 1(2),246-261 https://doi.org/10.23920/jphp.vli2.250
Maruarar Siahaan, (1998 ).“Pengembangan ADR Di Indonesa, Makalah, LBH, Bandung,
Modul Pelatihan Mediasi 40- jam Pusat Mediasi Nasional, (24-29 Agustus 2015)Angkatan 72, FH Unpad-PMN, , Bandung,
Mulya Karsona, A., Ayuna Putri, S., Mulyati, E., & Kartikasari, R. (2020). Perspektif Penyelesaian Sengketa Ketenagakerjaan Melalui Pengadilan Hubungan Industrial Dalam Menghadapi Masyarakat Ekonomi ASEAN. Jurnal Poros Hukum Padjadjaran, 1(2), 158-171.https://doi.org/10.23920/jphp.
Yustianti, S. (2017). KEWENANGAN PENGATURAN DAN PENGAWASAN PERBANKAN OLEH BANK INDONESIA DAN OTORITAS JASA KEUANGAN (OJK). ACTA DIURNAL Jurnal Ilmu Hukum Kenotariatan, 1(1), 60-72. Retrieved from http://jurnal.fh.unpad.ac.id/index.php/acta/article/view/158

Peraturan Perundang-Undangan
Peraturan Otoritas Jasa Keuangan Nomor 1/POJK 07/2014 Tentang Lembaga Alternatif Penyelesaian Sengketa Di Sektor Jasa Keuangan
Undang Undang Nomor 21 Tahun 2011 Tentang Otoritas Jasa Keuangan
Undang-undang Nomor 3 Tahun 2006 Tentang Peradilan Agama
Undang-undang Nomor 30 Tahun 1999 Tentang Arbitrase dan Alternatif Penyelesaian Sengketa

Website
https://lapspi.org/profile., Profile Lembaga Alternatif Penyelesaian Sengketa Perbankan Indonesia..
www.ojk.go.id,

Sumber Lain
Agustianto, Restrukturisasi Pembiayaan bermasalah dalam Perspektif Syariah, Modul Executif Training, Restrukturisasi Pembiayaan Bermasalah Di Bank Syariah, Iqtishad, Angkatan 138, Jakarta 25 – 27 Juni 2015.
Dessy Sunarsi, (2015). Penyelesaian Sengketa Bisnis Perbankan Syariah Yang Berkeadilan Dalam Kerangka Pengembangan Sistem Peradilan Indonesia, Disertasi, Prgram Doktor Pasca Sarjana, Unpad, Bandung,
Himawan E. Subiantoro, (2018). Perlindungan Konsumen Sektor Jasa Keuangan, Focus Group Discussion Pusat Studi Hukum Islam Fakultas Hukum Universitas Padjadjaran.
Laboratorium Hukum-FH Universitas Tarumanegara, (Mei-Juni 2010). Modul Pelatihan Dan Pendidikan Mediasi, Vol. 3 , Angkatan Ke 7, Jakarta : FH Untar,
Nurhani Fithriah, (2017). Penyelesaian Sengketa Perbankan Syariah Melalui Lembaga Alternatif Penyelesaian Sengketa perbankan Indonesia (LAPSPI) Dikaitkan Dgn PPOJK No. 1/POJK.07/2014 Ttg LAPS Di Sektor Jasa Keuangan, Program Pascasarjana, Unpad, Bandung.
Published
2021-05-31
How to Cite
Baagil, S., Supriyatni, R., & Lita, H. N. (2021). EKSISTENSI LEMBAGA ALTERNATIF PRNYELESAIAN SENGKETA PERBANKAN INDONESIA. Jurnal Poros Hukum Padjadjaran, 2(2), 218-236. https://doi.org/10.23920/jphp.v2i2.338