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Abstract

ABSTRAK
Dalam sistem pendaftaran tanah positif yang perlu disiapkan oleh pemerintah adalah membentuk lembaga asuransi pendaftaran tanah. Lembaga asuransi pendaftaran tanah diperlukan untuk menjamin kepastian hukum kepemilikan hak atas tanah. Oleh karena itu penelitian ini bertujuan untuk mendapatkan konsep asuransi pendaftaran tanah dengan cara melakukan perbandingan dengan negara-negara lain yang sudah menerapkan asuransi pendaftaran tanah. Metode penelitian dilakukan secara yuridis normatif, dengan data sekunder sebagai data utama, dengan didukung data primer. Pemerintah dapat membentuk Badan Usaha Milik Negara (BUMN) yang melakukan usaha dalam bidang asuransi pendaftaran tanah dengan bertugas membayar ganti rugi kepada masyarakat yang memenangkan gugatan dipengadilan atau kepada pemilik hak atas tanah yang dibatalkan kepemilkan hak atas tanahnya berdasarkan putusan pengadilan. Negara membayar premi kepada perusahaan asuransi terhadap setiap hak atas tanah yang sudah didaftarkan. Premi asuransi dibayarkan satu kali setelah terbit sertipikat hak atas tanah sepanjang tanah tersebut tidak dialihkan, sedangkan apabila dilakukan pengalihan hak atas tanah seperti melalui jual beli atau melalui pengalihan lainnya, maka setiap pengalihan hak tanah, pemerintah harus membayarkan kembali premi asuransi kepada perusahaan asuransi pendaftaran tanah.
Kata kunci: asuransi; konsep; pendaftaran tanah.


ABSTRACT
In a positive land registration system that needs to be prepared by the government is to form a land registration insurance institution. Land registration insurance institutions are needed to ensure legal certainty of ownership of land rights. Therefore, this study aims to obtain the concept of land registration insurance by comparing it with other countries that have implemented land registration insurance. The research method was carried out in a normative juridical manner, with secondary data as the main data, supported by primary data. The government can form a State Owned Enterprise (BUMN) that conducts business in the field of land registration insurance with the task of paying compensation to the community who wins the lawsuit in court or to the owner of land rights whose ownership of land rights has been canceled based on a court decision. The state pays a premium to the insurance company for any registered land rights. The insurance premium is paid once after the issuance of the certificate of land rights as long as the land is not transferred, whereas if the transfer of land rights is carried out such as through buying and selling or through other transfers, then every transfer of land rights, the government must pay back the insurance premium to the land registration insurance company.
Keywords: concept; insurance; land registration.

Keywords

asuransi konsep pendaftaran tanah

Article Details

Author Biography

Yusuf Saepul Zamil, Fakultas Hukum, Universitas Padjadjaran

https://scholar.google.co.id/citations?user=gyv1En0AAAAJ&hl=id

SINTA ID : 6648604

 

 

 

How to Cite
Zamil, Y. S., Sekarwati, S., Pujiwati, Y., & Nurlinda, I. (2022). KONSEP ASURANSI PENDAFTARAN TANAH DI INDONESIA DAN PERBANDINGANNYA DENGAN NEGARA LAIN. Jurnal Bina Mulia Hukum, 6(2), 295-309. https://doi.org/10.23920/jbmh.v6i2.769

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